General

With respect to any MELStm‘s affiliates and advertisers, MELStm‘s Privacy Policy is an “opt-in” one. You must take explicit action to cause MELStm to share this information with one of its affiliates, advertisers, or membership payment system providers.

The following describes how MELStm treats personal information that MELStm collects and receives, including information related to your past use of MELStm services.

Legal Details

Limits on MELStm’s Privacy Policy

This policy does not apply to the practices of companies that MELStm does not own or control, or to people that MELStm does not employ or manage. In addition, some companies that MELStm has acquired have their own, pre-existing privacy policies which may be viewed on our acquired companies page.

Personal Information Protection and Electronic Documents Act

MELStm conforms to Canada’s Personal Information Protection and Electronic Documents Actdeveloped by the Canada in consultation with the European Union. Visit Privacy Commissioner of Canada‘s web site for more information.

Information Collection and Use

MELStm collects personal information when you register with MELStm.

When you register we ask for information such as your name, email address, and location. We may also ask for your occupation, industry, and any skill set you believe you have or need. When you register with MELStm and sign in to our services, you are no longer anonymous to us.

MELStm collects information about your transactions with us and with some of our business partners.

MELStm automatically receives and records information from your computer and browser, including your IP address, MELStm cookie information, software and hardware attributes, and the page you request.

MELStm uses information for the following general purposes: to customise the content you see, to fulfil your requests services, to improve our services, to contact you, to conduct research, and to provide anonymous reporting for internal and external clients.

Information Sharing and Disclosure

MELStm does not rent, sell, or share personal information about you with other people or non-affiliated companies except to provide the services that you have requested, when we have your permission, or under the following circumstances:

• We provide the information to trusted partners who work on behalf of or with MELStm under confidentiality agreements. These companies may use your personal information to help MELStm communicate with you about offers from MELStm and our marketing partners. However, these companies do not have any independent right to share this information.
• We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims.
• We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of MELStm‘s Terms of Use, or as otherwise required by law.
• We transfer information about you if MELStm is acquired by or merged with another company. In this event, MELStm will notify you before information about you is transferred and becomes subject to a different privacy policy.
• MELStm may display opt-in third party advertisements targeted by key profile information, not including name or precise personal information. Advertisers (including ad serving companies) may assume that people who interact with, view, or click targeted ads meet the targeting criteria. For example, persons in a particular geographic area.
• MELStm does not provide any personal information to the advertiser when you interact with or view a targeted ad. However, by interacting with or viewing an ad you are consenting to the possibility that the advertiser will make the assumption that you meet the targeting criteria used to display the ad.
• MELStm advertisers include financial service providers (such as banks, insurance agents, stock brokers and mortgage lenders) and non-financial companies (such as stores, airlines, and software companies).
• MELStm works with vendors, partners, advertisers, and other service providers in different industries and categories of business. For more information regarding providers of products or services that you’ve requested please read our detailed reference links.

Cookies

MELStm may set and access MELStm cookies on your computer.

MELStm lets other companies that show advertisements on some of our pages set and access their cookies on your computer. Other companies’ use of their cookies is subject to their own privacy policies, not this one. Advertisers or other companies do not have access to MELStm‘s cookies.

MELStm uses web beacons to access MELStm cookies inside and outside our network of web sites and in connection with MELStm services.

Editing/Terminating Your Membership Information and Preferences

You can edit your MELStm membership information and preferences at any time from your Profile page.

MELStm reserves the right to send you certain communications relating to the MELStm service, such as service announcements, and administrative messages, that are considered part of your MELStm account, without offering you the opportunity to opt out of receiving them.

You can terminate your MELStm membership at any time from your Profile page.

Confidentiality and Security

We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs.

We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

To learn more about security, including the security steps we have taken and security steps you can take, please read Security at MELStm.

Changes to this Privacy Policy

MELStm may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your MELStm account or by placing a prominent notice on our site.

Questions and Suggestions

If you have questions or suggestions, please complete a feedback form you can find here.